COMPANY
About Healthspan Wealth
Most people avoid conversations about longevity risk and the possibility of outliving their money. Yet these realities shape nearly every major financial, healthcare, and lifestyle decision later in life.
OUR FOUNDATION
Built for advisors navigating real life complexity.
Tom West and Suzanne Schmitt created Healthspan Wealth to address a growing gap in the advisory landscape: the need for practical, coordinated support at the intersection of healthcare, housing, legal, and financial decision making.
As clients live longer and transitions become more complex, advisors need more than spreadsheets and referrals. They need a system.
We built a human centered, AI powered ecosystem of trusted partners so advisors are never left Googling for solutions when clients are facing pivotal moments.
Healthspan Wealth sits at the intersection of financial planning, technology, and longevity strategy, enabling advisors to integrate health aware planning, risk management, and lifestyle considerations into their client relationships.
We are a strategic partner to advisors who want to help clients live well, plan wisely, and navigate life's transitions with confidence—today and over the decades ahead.
LEADERSHIP
Meet our founders
CO-FOUNDER
Thomas C. West, CLU®, ChFC®, AIF®
Senior Partner, Signature Estate & Investment Advisors, LLC
Co-Founder, Healthspan Wealth
Founder, Lifecare Affordability Plan®
Tom is a Senior Partner in the Virginia office of Signature Estate & Investment Advisors, LLC, where he leads a wealth management practice focused on sustainable retirement cash flow and the financial realities families face as health, independence, and longevity evolve.
For more than three decades, Tom has helped families navigate the financial impact of disability, illness, incapacity, and loss. His specialty is bringing structure and clarity to moments that are often emotionally and financially complex.
Tom was named RIA Intel Advisor of the Year in 2023 and has been featured in The Wall Street Journal, The Washington Post, USA Today, and The New York Times.
He earned a Bachelor of Arts in Foreign Affairs from the University of Virginia and holds both an MBA in Finance and a Master of Public and International Affairs from the University of Pittsburgh.
CO-FOUNDER
Suzanne Schmitt
Co-Founder, Healthspan Wealth
Advisor, Advisorpedia
Advisor, TotumAI
Suzanne is a complex problem solver and builder of practical solutions within the financial services industry. She serves as the strategic and operational engine behind Healthspan Wealth, ensuring the platform delivers real-world value for advisors and the families they serve, helping to power the conversations that drive financial independence and help create a life worth living.
Her career spans senior leadership roles across some of the industry's most respected institutions, including New York Life, Prudential Financial, and Fidelity Investments, where she led aging investor strategy and launched their life event experience platform.
Suzanne is a co-host of The Family Financial Conversation podcast and a frequent contributor to Advisorpedia, Fast Company, Financial Advisor Magazine, and Employee Benefit News, where she writes on longevity, financial decision-making, and generational change.
She holds a Bachelor of Arts in Psychology from Rutgers University and a Master's degree in Change Management and Organizational Leadership from Gonzaga University. She also holds certificates in Gerontology and Elder Abuse Fraud Prevention from the University of Southern California and holds a patent for calculating integrated health and wealth outcomes.
Disclosures: Signature Estate & Investment Advisors LLC (SEIA) is independent of and not affiliated with Healthspan or its affiliates. The information presented herein is derived from data provided by third-party sources, however SEIA does not independently verify such information and does not warrant its accuracy, completeness, or timeliness. This material is provided for general information purposes only and does not constitute individualized advice or a recommendation of a specific strategy or course of action.
The RIA Intel Advisor of the Year 2023 Award is issued by RIA Intel, an Institutional Investor Publication. Nominations were accepted via self nominations, nominations by peers, and nominations by the editors of RIA Intel and/or directors of the RIA Institute. Finalists were chosen by the RIA Intel editorial team with help from the RIA Institute's advisory board based on the criteria of who accomplished, overcame, or contributed something that stands out in the industry. The financial professional did not pay a fee for this award and clients were not consulted for this award. For more information please visit the RIA Intel Awards page. Third-party rankings and recognitions are no guarantee of future investment success, do not ensure that a client or prospective client will experience a higher level of performance or results, and should not be construed as an endorsement of the advisor by any entity.
Methodology: There are three types of nominations for the RIA Intel Awards: Self-nominations, nominations by peers, and nominations by the editors of RIA Intel and/or directors of the RIA Institute. Nominations for the same firm or individual in multiple categories are accepted. You can nominate yourself and/or your firm. You can nominate others in your firm or outside your firm. Finalists will be chosen by the RIA Intel editorial team with help from the RIA Institute's advisory board, a 24-member group of professionals from some of the most successful RIAs. Winners are selected at the discretion of the editors of RIA Intel, informed by our own reporting, conversations with peers and industry leaders, and the RIA Institute advisory board.